Mortgage insurance: how compulsory insurance

Association of banks in Russia offered the Central Bank to implement an analogue of CTP -- compulsory insurance when obtaining a mortgage. Credit organizations fear that the Central Bank will shift to them the cost of insuring subprime borrowers. The mechanism of CTP, with which the bankers want to copy a new insurance policy, totally degraded, and any reproduction will result in the reduction of demand for mortgages, experts say.

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